Loan Repayments

Increase Online & Offline Collection & Reduce Loan Defaults

Solutions to address collection challenges of lenders and reduce defaults.

Loan Repayments

Loan Repayments

Paytm Payment Solution for Ease of Loan Repayment Collection

Easy recurring collection via eNACH Mandate and UPI Autopay

Benefits That are Front & Center.

Multiple Pay Mode

Multiple Pay Mode Availability

Virtual Accounts

Net Banking

UPI

With Paytm payment gateway integration, lenders can offer various pay modes to their borrowers including Payment links and recurring payment collection via eNach mandates and UPI autopay, giving them the flexibility they need in order to make repayments.

Extended reach with BBPS

With Paytm BBPS Offering, lenders can be quickly onboarded across multiple consumer apps for collecting loan repayments thereby reducing the loan defaults & also help in quicker realisation of the overdue amount for lender.

Extended reach with BBPS

Decrease loan defaulters

Decrease loan defaulters

Lenders can use Paytm's notification services to intimate borrowers on time and ensure collection of the repayments happen without default.

Great Borrower Experience

Great Borrower Experience

Multiple Pay Mode Availability

With Paytm payment gateway integration, lenders can offer various pay modes to their borrowers including Payment links and recurring payment collection via eNach mandates and UPI autopay, giving them the flexibility they need in order to make repayments.

Extended reach with BBPS

With Paytm BBPS Offering, lenders can be quickly onboarded across multiple consumer apps for collecting loan repayments thereby reducing the loan defaults and also help in quicker realisation of the overdue amount for the lender.

Decrease loan repayment defaulters

Lenders can use Paytm's notification services to intimate borrowers on time and ensure collection of the repayments happen without default.

Check Out Our Other Products

Large Payment Collection

Increase ease of investment and reconciliation through quick fund realization via Bank Transfers.

Increase ease of investment

Automate collection through eNACH

Subscriptions

Automate collection through eNACH Mandate and UPI Autopay with the best success rates.

Know more about Subscriptions

Great Partnership

Start The Next Chapter In Your Growth.

You can use your existing Paytm account for sign-in or create a new account

What is the Paytm Payment Solutions Suite for Collecting Loan Repayments?

As a preferred payment solutions partner for NBFCs, banks, MFIs, digital lenders, and other loan providers, Paytm has created the perfect payment solutions suite, a combination of products and the result of detailed research on customer preferences and behaviors, based on trends from around the globe. This suite has one of the fastest and easiest integrations. It provides a great degree of flexibility for loan providers to deliver excellent customer experiences by making it easier for end customers to make loan repayments, which helps loan providers collect even more payments.

Features of Paytm Payment Solutions Suite for NBFCs, MFIs, Digital Lenders and other Loan Providers

1. Payment Gateway – The Paytm Payment Gateway, with over 300 million users, is one of India's best payment gateways. Easy to integrate and with functionalities that have won the hearts of Indian consumers, it is a perfect choice for loan providers. Built on a robust platform, this payment gateway can handle hundreds of thousands of transactions.

2. Subscription Model – Customers mostly prefer to have their loan repayments auto-debited from their NetBanking accounts. The suite offers a super-fast setup of UPI Autopay and eNach Mandate with best-in-industry success rates for configuration and debits made on time and without error.

3. Payment Links and Dynamic QR Generation – For loan repayment collection on-the-spot, representatives can generate payment links or dynamic QR codes. A merchant can then share this via email or SMS to collect the payment and take things forward.

4. Onboarding to BBPS as BOU – Paytm Payments can onboard an NBFC, MFI, or digital lender to the Bharat Bill Payment System (BBPS) as a Business Operating Unit (BOU). Once Paytm does this, the integration of the loan provider's database is seamless. The loan provider then gets automatically listed as a biller in every payment service provider that has onboarded the customer. The customer can choose their preferred payment service and find their loan provider to make their loan repayments. This step saves the NBFC, MFI, or a digital lender the hassle of signing up individually with different payment services.

5. Multiple Pay Modes – Both NetBanking and UPI Autopay modes are a part of this payment solution suite. If customers want to make the loan repayment from any of their bank accounts, they can. This option gives them flexibility and choice.

6. Offline Payment Collection – Loan customers who wish to make payment via cash instead of using an online platform can also gain from the Paytm payment solution suite. Loan providers get access to offline loan repayment collection options, which helps convert cash to digital money and help customers get back on track if they have missed their payments.

7. Notification and Reminders – An excellent way to keep loan repayments on the top of the customer's mind is to send them reminders and notifications regarding upcoming payments. A merchant can also use this feature to send loan top-up offers that benefit the customer and increase sales.