Paytm Settlements
Upgrade the way you get Customer Payments settled with Paytm Settlements
Get customer payments settled 24x7 round the year & ensure you never run out of
cash
Choose Your Pick From Multiple Settlement Options
Batch Settlements
All transaction amounts for a merchant are Collated in batches and settled in one go, as per
merchant cycle of (T+n). All the payments made on ‘T” day are processed by ‘n’ calendar days.
Same-Day Settlements
The merchant gets all transactions settled in real-time in a virtual account. This can be
auto-swept into his actual bank account multiple times a day without having to wait.
On-Demand Settlements
The merchant can get instant fund transfers in his bank account as and when he demands 24x7, 365
days a year at a single click.
Real-Time Settlements
The merchant receives settlements in multiple settlement destinations of his choice within seconds
a customer makes a payment.
How Settlements Can Help Merchants Grow?
How does it work?
1. The customer pays for a product through any method like Debit/Credit cards, Net Banking, UPI, EMIs.
2. Paytm processes the transaction
by debiting the amount from the customer bank account
3. Paytm then acts as a mediator & connects with merchant’s bank account and credits the amount
Fast Settlements, Intelligent Reporting & Multiple Tools for Easy Reconciliation
Check settlement status with Settlement APIs, Dashboards, SFTP/email reports, & notifications
Access information in real-time post adjusting commissions, charge-backs, and refunds
Keep track of payments with the help of multiple reconciliation tools
Robust reporting framework enables auto-delivery of customized reports
Ensures no more waiting for a week to receive payments
Receive instant settlement made via any payment method
Leverage Split Settlements for easy payouts
Split the customer’s payment into multiple vendor’s accounts as a single transaction with split settlements
Merchant’s Lives Made Easy with Many Possible Settlement Destinations
Get more options for fund settlements with Paytm Settlements
Get Access To Various Transfer Rails For Completing Settlements
With five different money transfer rails and a dynamic routing protocol, Paytm assures of best-in-class
transfer success rates for fund settlements to merchants' preferred destinations.
Get access to a robust dashboard that offers numerous intelligent features like analytics as well as
filter and search criteria to derive business-critical insights
Settlement suite ensures merchants get the entire customer payment settled into their bank account and
are charged for the services availed by them monthly only
Pull out useful data and customised downloadable reports downloaded through dashboard view, email or SFTP
Get assured fund settlements within your own defined settlement priority window as per your requirements
Other Paytm Payment Gateway Products
Subscriptions
Automate collection through eNACH Mandate and UPI Autopay with the best
success rates.
Payment Links
Easily generate and use Payment Links to send subscription links and
automate collections.
Frequently Asked Questions
What are Real-Time Settlements?
Real-Time Settlement is one of the functions of payment service providers that enables merchants to receive payments from their customers instantaneously into their bank account.
What are the challenges faced in instant settlements?
The most common challenges faced by merchants when it comes to instant settlements are:
- Enabling banks to offer instant payments 24*7 by providing the required rails
- Effectively managing the interbank settlement risk
- Assuring merchants of delivering convenience and confidence to their customers
- Enabling simple integration of new enhancements and value-added services
- Complying with common industry standards
- Minimising set up and operating costs and reduce time to market
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