Accept Payments
Accept Payments
UPI

Accept PaymentsDirectly to your Bank Account

Accept PaymentsDirectly to your Bank A/C

Your customers can pay directly to your Bank A/C using Paytm or any other UPI Apps

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Accept Payments. Directly to your Bank A/C
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Best Success Rates

Best Success Rates

Experience best in class success rate for UPI using our hosted/API based solutions

Enable Multiple UPI Methods

Enable Multiple UPI Methods

Customers can enter VPA or can choose their favourite UPI app to pay directly

Developer Friendly

Developer Friendly

One SDK to integrate all Payment instruments including UPI

View Documentation Flight Ticket
checkout page
clicks to pay
enters the UPI PIN
successfully

Super Easy. Super Simple.

How to accept payments with UPI

UPI app Screen UPI app Screen UPI app Screen UPI app Screen

UPI Intent

  1. Customer selects his favourite UPI App on the checkout page
  2. UPI app opens, customer verifies the order amount and clicks to pay
  3. Customer enters the UPI PIN to complete the payment
  4. Payment is processed successfully and the customer is redirected back to the merchant’s app/website
View Documentation >

UPI Intent

UPI app Screen
  1. Customer selects his favourite UPI App on the checkout page
UPI app Screen
  1. UPI app opens, customer verifies the order amount and clicks to pay
UPI app Screen
  1. Customer enters the UPI PIN to complete the payment
UPI app Screen
  1. Payment is processed successfully and the customer is redirected back to the merchant’s app/website
View Documentation >
UPI ID Paytm sends notification payment request UPI PIN successfully

UPI Collect

  1. Customer enters his UPI ID during checkout
  2. Paytm sends a request on the app associated with his UPI account
  3. Customer receives the notification from his UPI app
  4. Customer approves the payment request in his UPI app
  5. Customer enters the UPI PIN to complete the payment
  6. Payment is processed successfully and the customer is redirected back to the merchant’s app/website
View Documentation >

UPI Collect

Customer enters UPI
  1. Customer enters his UPI ID during checkout
UPI account
  1. Paytm sends a request on the app associated with his UPI account
UPI app
  1. Customer receives the notification from his UPI app
UPI app
  1. Customer approves the payment request in his UPI app
UPI PIN
  1. Customer enters the UPI PIN to complete the payment
successfully
  1. Payment is processed successfully and the customer is redirected back to the merchant’s app/website
View Documentation >

Experience Paytm’sIncredible Success Rates

Sucess Graph
Paytm’s unique advantage of seamless integration between Payment Gateway & PPBL UPI systems has allowed Paytm Payment Gateway to reduce the number of internal system failures in UPI transactions to ~0.04%

Business Growth Insights with a Powerful Dashboard

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Manage your account

See payments, initiate refunds, download reports, view bank settlements & more

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In-depth analytics

View metrics important for your business, see real-time reports & useful statistics

Dashbord Graph
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Businesses Using Paytm

Frequently Asked Questions

What is UPI?
UPI (Unified Payment Interface) is a popular payment system that allows instant funds transfer from one bank account to another via mobile devices. This real-time payment system is developed by the National Payments Corporation of India (NPCI), and it works on a 24x7 basis.
How do Paytm Payments’ multiple UPI solutions help businesses?
The Paytm Payments offers multiple UPI solutions that allow merchants to collect payments directly in their bank account without the hassle of entering net banking or card details. Businesses can accept online UPI payments from customers via Paytm UPI, BHIM, or any other UPI app.
What are the different payment methods supported by Paytm UPI solutions?
Paytm Payment Gateway is the most trusted Payment Gateway in India that offers UPI Solutions to all businesses that are looking to accept payments digitally. With Paytm UPI integration, businesses can start accepting payments via multiple methods, including:
  • UPI ID: Customers can easily make UPI transactions via any UPI account on the merchant’s platform.
  • UPI Apps: With Paytm UPI Intent, customers can pay via any UPI App available on their mobile devices.
  • UPI Linked Bank Accounts: Merchants can also accept payments through customer’s bank accounts linked to Paytm UPI.
What are the various UPI solutions offered by Paytm?
Paytm's UPI integration not only makes online payment easier for merchants but also gives customers more flexibility to pay. Businesses can achieve impressive results in online payments by integrating Paytm's UPI Solutions, such as:
  • UPI Intent: This flow enables customers to pay via any UPI app available on their mobile devices and creates an improved payment experience simultaneously.
  • UPI InApp: Through this Paytm UPI feature, customers can pay via any bank account linked to Paytm UPI on the merchant's app.
  • UPI Collect: This payment method comes with all Paytm Payments solutions for businesses. It allows merchants to collect payments from customers without the need for separate integration.
Can a merchant integrate all UPI solutions?
Yes, a merchant can integrate all Paytm UPI solutions and accept money through every payment method possible. Paytm Payment Gateway is the exclusive platform that provides superior UPI solutions to modern businesses.
Why should I accept payments via Paytm UPI?
In the last couple of years, UPI has become the most popular payment method amongst the users due to the ease of transferring money directly from a bank account. This is an important integration for businesses that want to accept payments directly into their bank accounts without the hassle of multiple logins or validations. Also, the success rate of UPI is much better than Net Banking.
Is there any separate integration required to accept UPI payments?
No, separate integration is not required. UPI already comes with every Paytm Payment Gateway solution.
Do I need to have Internet Banking credentials to use UPI?
UPI allows you to make online payments securely without the need for net banking or card details. Merchants do not need to create a separate UPI account, Paytm will do that for them.
How can I accept UPI payments through the Paytm Payment Gateway?

Paytm offers three options to help merchants accept UPI payments. These are:

  • UPI Intent enables merchants to give their customers the flexibility to make payments from any of the UPI PSP Apps available on their mobile. This further enables them to offer a better payment experience to customers who make UPI payments.
  • UPI InApp is one of the most advanced UPI flows that enables merchants to display the UPI associated user Bank Account on their app itself. Once the customer selects the same for making payment, the Paytm App MPIN page will open directly over your business app.
  • UPI Collect lets customers enter the VPA address through which they intend to pay. Customers are then notified through SMS that prompts them to make the payment via the relevant bank app.
How can a customer get merchant details from UPI ID?
The UPI ID by default has the merchant name which is quite easy to identify. So, the customers will find it easy to keep track of payments made by them.
Can a customer scan and pay with any UPI App?
Yes, a customer can scan and pay with all UPI Apps, like Paytm, Gpay, PhonePe & BHIM.
How to Integrate UPI payment gateway with my website? What are the Prerequisites?
You don’t need a separate integration to accept UPI payments from your customers. All you need is to integrate the Paytm Payment Gateway in your website and you will automatically get UPI as one of the payment sources to offer to your customers.
How to link Paytm UPI ID to a bank account?

You can create your own Paytm UPI ID on the Paytm App. Your UPI ID will look like this by default - merchant-@paytm. You can link any of your bank accounts with this unique Paytm UPI ID and start accepting payments. Paytm UPI IDs are being accepted across all banks and UPI apps. Follow the steps below to link your Paytm UPI ID to your preferred bank account:

- Open the Paytm App - (business dashboard)

- Click on the BHIM UPI icon

- Select your preferred choice from the existing list of bank accounts to link with your BHIM UPI ID

The app will automatically detect if your selected bank account is linked with your phone number and send a verification message for the same.

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© 2024 Paytm Payments Services Limited, Inc All rights reserved The online payment aggregator (PA) is provided by Paytm Payments Services Ltd. (PPSL)
Paytm UPI:
UPI (Unified Payment Interface) is a popular payment system that allows instant funds transfer from one bank account to another via mobile devices. The National Payments Corporation of India (NPCI) developed this real-time payment system, and it works on a 24x7 basis. The Paytm Payment Gateway offers multiple UPI solutions that allow merchants to collect payments directly in their bank account without the hassle of entering net banking or card details. Businesses can accept online UPI payments from customers via Paytm UPI, BHIM, or any other UPI app.
Payment Methods Supported By Paytm UPI Solutions:
Paytm is the most trusted UPI Payment Gateway in India that offers UPI Solutions to all businesses looking to accept payments digitally. With Paytm UPI payment integration, they can start receiving payments via multiple methods, including:
1. UPI ID: Customers can easily make UPI transactions via any UPI account on your platform.
2. UPI Apps: With Paytm UPI Intent, customers can pay via any UPI App available on their mobile devices.
3. UPI Linked Bank Accounts: You can also accept payments through customer's bank accounts linked to Paytm UPI.
Paytm UPI: Solutions
Paytm's UPI integration not only makes online payment easier for you but also gives your customers more flexibility to pay. Businesses can achieve impressive results in online payments by integrating Paytm's UPI payment solutions, such as:
1. UPI Intent: This flow enables customers to pay via any UPI app available on their mobile devices and creates an improved payment experience simultaneously.
2. UPI InApp: Through this Paytm UPI feature, customers can pay via any bank account linked to Paytm UPI on the merchant's app.
3. UPI Collect: This payment method comes with all Paytm solutions for businesses. It allows you to collect payments from customers without the need for separate integration.
You can integrate all Paytm UPI solutions and accept money through every payment method possible. Paytm Payment Gateway is the exclusive platform that provides superior UPI solutions to modern businesses.
Unified Payment Interface (UPI): Benefits
In the last couple of years, UPI has become the most popular payment method amongst the users due to the ease of transferring money directly from a bank account. UPI is an essential integration for businesses that want to accept payments into their bank accounts without the hassle of multiple logins or validations. Also, the success rate of UPI is much better than Net Banking.