For Mobile App/Web
All-In-One SDK
Instant activation
Get your business online swiftly with our 100% digital onboarding and minimal documentation.
Powerful reasons to choose Paytm Payment Gateway
Easy integration
Integrate our robust APIs and SDKs effortlessly to start accepting payments in under 30 minutes.
100+ payment sources
Offer your customers over 100 payment methods, including Cards, Netbanking, UPI, and more.
High success rates
Ensure successful transactions with our intelligent payment routing and direct bank integrations.
Trusted checkout experience
Provide a familiar and reliable checkout used by over 300 million Indians.
Dedicated support
Access 24/7 support using our toll-free number and email for all your queries.
Flexible risk management
Integrate external risk management tools seamlessly with our pre-transaction webhooks.
Safe and Secure
Protect every payment with encryption, PCI DSS compliance, and real-time fraud detection.
Get unmatched reliability, round the clock
10,000+
Transactions/sec Handling Capacity99.99%
Payment Gateway Uptime100+
Payment SourcesIndia’s biggest online brands trust Paytm Payment Gateway
India's most widely-used checkout, now on your website & app
Easily integrate the Paytm Checkout on your app or website with just a few lines of code
Boost conversions by running offers and allowing your customers to pay via no-cost EMIs
Get automatic updates to ensure that you always get the best-in-class technology
For Desktop
JS Checkout
Get. Set. Go.
Go live instantly with payment plugins for your existing systems
Platform Plugins
E-commerce platforms
Plug & Play setup with zero technical hassle
Auto-updates and support for latest platform versions
Full compatibility with all Paytm payments options
Built-in fraud protection & real-time payment updates
Steer your business ahead with a powerful dashboard.
Get real-time analytics and customisable reports
Create payment links to accept payments
Create offers and no-cost EMI options
Boost your revenue through our range of Affordability Products
Paytm vs Other Payment Gateways
Paytm Payment Gateway
Other Payment Gateways
Reliability & Success rates
Handles 10,000 tps with 99.99% up-time
Uses scalable in-house banking infrastructure
Less than 3000 tps
Relies on external infrastructure
Platforms & Plug-ins Compatibility
30+ Partners (Shopify, WooCommerce, etc.)
Only 13+ Partners
Default Settlement cycle
T+1 / Next day
T+2 / After two days
Customer retention tools
Offer reward points, gift vouchers and other loyalty benefits
Not available
We Take Pride in our Client's Success
Naveen Pulwani
Head Ecommerce, Titan Group
Powerful dashboard to manage reconciliation and refunds
TITAN Group uses Paytm as a preferred payment gateway, their powerful Dashboard power payments at scale, also a very dynamic & real-time analytics dashboard panel, a first-of-its-kind feature that allows automated reconciliation & function of refunds instantly.
Prateek Ghodeshwar
Director, Fintech Initiatives, (FinZ), Physics Wallah
Paytm Payments: Trusted payment partner for PhysicsWallah
Paytm Payment Gateway has been a trusted partner for PhysicsWallah, ensuring high success rates and seamless fee payments for our students. Its reliable and user-friendly solutions make payments convenient and hassle-free.
Lohit Gupta
Marketing Alliances, BlinkIt
We are delighted to have Paytm as our leading payment partner!
Paytm’s powerful dashboard provides end-to-end automated reconciliation and settlement reports. We also work together closely to provide innovative campaigns for our users.
Frequently Asked Questions about Payment Gateway
A payment gateway supports online payment transactions by securing sensitive information like bank and card details provided by the users. Here is how it works:
Once customers place an order on a website or app and clicks ‘Pay Now’, they are redirected to a payment gateway where they enter required details.
Paytm Payment Gateway then securely sends the card details to the acquiring bank. The issuing bank then receives these details for approval.
After performing fraud checks, the issuing bank sends the approval or decline message to the acquiring bank.
The acquiring bank then sends an approval or decline message to the payment gateway.
If the payment is approved, the acquiring bank accumulates the payment amount from the issuing bank and keeps the funds in the business owner’s merchant account.
The funds are then transferred to the bank account of the business owner, thus completing the settlement process.
Paytm Payment suite comprises a wide range of payment products each of which can support your business in accepting digital payments. These include:
Payment links
Subscriptions
Express payments
Large payment collections
We do not charge any setup or annual maintenance fee to our merchants to use our payment gateway. Please refer to the Paytm Payment Gateway Pricing page for more details.
The process of integrating Paytm payment gateway is quite easy. You can use developer-friendly APIs for seamless integration and start accepting online payments. Paytm Payment Gateway is usable across desktop, mobile web, and Android/iOS devices.
Paytm supports the widest range of payment sources, including Credit and Debit Cards (Visa, Mastercard, AMEX, Rupay, Diners), Net Banking from top 50+ banks, UPI and EMIs (Credit/Debit Cards & Cardless).
You can accept payments online from Indian as well as international customers using Paytm Payment Gateway. It does not require additional APIs for international payments and real-time currency conversion.
Paytm PG is highly valuable for individuals handling small or big businesses, e-commerce shops/apps, local vendors, freelancers, educational institutions, and more.
The transaction success rate of a payment gateway refers to the proportion of attempted transactions that ended with a successful payment transfer. The transaction success rate of a payment gateway depends on a number of factors like network integrations, tech infrastructure, nature of business, etc. Thanks to Paytm’s intelligent routing, direct bank integrations, saved cards and UPI IDs, Paytm Payment Gateway is able to ensure industry-high success rates.
The monthly transaction limit of Paytm Payment Gateway is defined on the basis of various factors like line of business, documents submitted, website or app readiness, etc. We set the limit after carefully evaluating all parameters for each merchant. But Paytm Payment Gateway does support 2,500 transactions per second, which ensures that there are no drop-offs for you even during high-volume times.In comparison, other payment gateways support < 1000 transactions per second.