Lightning fast payments that never fail

With India's most reliable payment gateway.

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Six powerful reasons to choose Paytm Payment Gateway

Instant activation

Paytm offers 100% online onboarding with minimum documentation to help your business go online with ease

Easy integration

Use Paytm’s robust APIs and custom SDKs to start accepting digital payments in less than 30 minutes using just a few lines of code

100+ payment sources

Allow your customers to pay the way they want with support for debit and credit cards, Netbanking, UPI, Paytm Bank Wallet & more

Industry-best success rates

With Paytm’s intelligent routing & direct bank integrations, we ensure that your customers’ payments go through every time

India's most widely-used checkout

Over 300 million Indians prefer Paytm Checkout & you can now give your customers the checkout experience they love

Dedicated support

All online merchants and payment gateway users on Paytm get dedicated support via a toll-free number and email

Unmatched Reliability

10,000+

Transactions/sec Handling Capacity

99.99%

Payment Gateway Uptime

We power India’s biggest online brands

India’s most widely-used checkout, now on your website & app

Easily integrate the Paytm Checkout on your app or website with just a few lines of code

Boost conversions by running offers and allowing your customers to pay via no-cost EMIs

Get automatic updates to ensure that you always get the best-in-class technology

For Mobile App/Web

All-In-One SDK

Watch Flow

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For Desktop

JS Checkout

Watch Flow

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Go live instantly with payment plugins for your existing systems

Ecommerce Platforms

Business Tools

Leverage tie-ups with over 30+ popular platforms to get started instantly

1. Enable all payment sources

Cards

Netbanking

UPI

EMI

Paytm Bank Wallet

2. Automated onboarding supported

A powerful dashboard to help you stay on top of your business

Get real-time analytics and customisable reports

Create payment links to accept payments

Create offers and no-cost EMI options

View and manage your settlements

Manage and initiate refunds

Take Me There

Get real-time analytics and customisable reports

Create payment links to accept payments

Create offers and no-cost EMI options

View and manage your settlements

Manage and initiate refunds

Take Me There

Get free access to deep insights with our payment analytics module to make data-driven decisions

Analyse success rates with industry benchmarks, and performance across platforms and devices
Understand your customers better with insights about their purchase behaviours
Get insights into performance of different payment sources
Create offers best suited for your customers.

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Boost your revenue through our range of Affordability Products

Bank Offers

Run Discount/Cashback offers via Paytm.

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Simple configuration on Paytm dashboard

Apply offer applicability rules in real-time

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No-Cost EMI

Induce purchase by providing Zero cost EMI.

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Set Zero cost EMI on transaction amount or on specific items on the cart.

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Paytm Postpaid

Lowest txn failure rates. One click payment. No PIN or OTP.

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Customer receives interest free credit upto 38 days, with an option to convert to EMI

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Easy EMI on Cards

No additional integration required.

All major banks supported

Get the best plans with lowest interest

Paytm vs Other Payment Gateways

Paytm Payment Gateway

Reliability & Success rates

Platforms & Plug-ins Compatibility

Default Settlement cycle

Customer retention tools

Paytm Payment Gateway

Reliability & Success rates

Handles 10,000 tps with 99.99% up-time
Uses scalable in-house banking infrastructure

Platforms & Plug-ins Compatibility

30+ Partners (Shopify, WooCommerce, etc.)

Default Settlement cycle

T+1 / Next day

Customer retention tools

Run loyalty programs with Paytm mLoyal

Other Payment Gateways

Reliability & Success rates

Less than 3000 tps
Relies on external infrastructure

Platforms & Plug-ins Compatibility

Only 13+ Partners

Default Settlement cycle

T+2 / After two days

Customer retention tools

Not available

Get the power of Paytm Payment Gateway

The Widest Range of Payment Sources

Robust and Easy to Integrate SDKs

Manage Subscriptions with Paytm

Extend Bank Offers to your customers

Accept Payments in Foreign Currency

UPI Payments

Real Time Bank Settlements

Instant Refunds for your customers

Super fast checkouts powered by Paytm

450M+

Paytm bank wallet users

250M+

Saved cards to ensure faster checkout

100+

Payment methods available

200+

Countries supported for international payments collection

All payment sources at one place

Paytm Bank Wallet

Paytm Payments Bank

Paytm Postpaid

Gift Voucher

Food Wallet

Net Banking

All Cards

UPI Payments

Paytm EMI

Bank Transfer

Robust and easy to integrate SDKs

Get started with easy to integrate SDKs

Wide-range of platform, hybrid platform and server-side SDKs

Lightweight and self-updating

Get access to premium features bundled together such as Paytm Assist and Visa Single-Click

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Collect recurring payments effortlessly

Widest suite of subscription enabled payments sources including UPI Autopay

End to end automation of collections and retries

Build trust by informing users about upcoming debits

Get webhooks for all kinds on status updates

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Collect recurring payments effortlessly

Extend bank offers to your customers

Run Discount/Cashback offers via Paytm

Simple configuration on Paytm Dashboard

Apply offer applicability rules in real-time

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Accept international payments in all major currencies

Simplify payments acceptance from 200+ countries

No additional API integrations required

Increase conversions with real-time currency conversion

Get settlements on T+1 in INR

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Leverage the most robust UPI payment rails

Let users pay via any UPI app

Best in class success-rates

Advanced 2-click UPI flow for enhanced UX

Supported on all-platforms

UPI Auto-pay also supported

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Get complete control over your settlement schedule

Customize your settlement schedule

Choose from - Real time/on demand to split settlements

Get details reports for easy reconciliation

API support to scale reconciliation related operations

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Don't keep your customers waiting with Paytm’s Instant refunds

Transfer refunds instantly to source account or as per user's request

Robust APIs and webhooks to track refund status

Send bulk or single refunds with a click

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Everything you need to accept online payments

Whether you have an App or a Website, we have covered your payment needs on every online platform

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Feature-packed Mobile SDKs

Lightweight SDKs that will provide you with the best checkout experience for your customers

All-In-One SDK

Use the power of Paytm App to support your payments (using App Invoke)

Complete checkout experience with minimum integration effort

Inherit all Paytm payment features including One Tap payments, Bank offers, EMI subvention, etc

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Custom UI SDK

Build a customized checkout experience for your customers

Use the advantage of single sign on API to make quick payments

Allow Paytm payments within your App with just one click

View Documentation

Seamless integrations across platforms

With plugins for over 25 e-commerce platforms and server side SDK support, integration with Paytm becomes a cakewalk

Easy to consume plugins for popular e-commerce platforms

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Get started with our server-side SDKs

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Ditch the hassle by embracing Javascript

Ready to use pre-built code snippets that let you access Paytm's Javascript library for a seamless, cross-platform integration

Platforms Supported

Website

Android

iOS

React Native

Angular JS

Ionic

Flutter

Xamarin

Cordova

Readymade checkout in a modal

JS Checkout

View Documentation

Build your own checkout with pre-built UI elements

JS Elements

View Documentation

Custom Checkout solution

Power your own payments experience with our powerful APIs

Use Paytm powered APIs to build a checkout flow as per your requirements

Integrate and develop payment sources directly into your website or App

Robust API based solutions which are easy to integrate and 100% secure

View Documentation

We Take Pride in our Client’s Success

Naveen Pulwani

Head Ecommerce, Titan Group

Powerful dashboard to manage reconciliation and refunds

TITAN Group uses Paytm as a preferred payment gateway, their powerful Dashboard power payments at scale, also a very dynamic & real-time analytics dashboard panel, a first-of-its-kind feature that allows automated reconciliation & function of refunds instantly.

Kunal Chaurasia

Product Head, Cure Fit

Outstanding success rates and speed of payments

Paytm has been the preferred Wallet & Payment gateway for cure.fit day one. Their focus on improving the success rate & reducing the time to complete payments make them stand out.

Amit Grover

VP - Marketing Playship

Swift integration with great support

Onboarding experience for Playship was good and the Paytm integration handled swiftly. What we like the most is that the integration team is supportive and responds quickly to technical queries.

Suhas A R

Marketing Manager Career Launcher

Paytm has helped us in providing all kind of payment options for wallets to

Credit cards supporting all cards from Rupay to Amex. This has helped us grow our online business immensely.

Lohit Gupta

Marketing Alliances Grofers

We are delighted to have Paytm as our leading payment partner!

Paytm’s powerful dashboard provides end-to-end automated reconciliation and settlement reports. We also work together closely to provide innovative campaigns for our users.

Other Products by Paytm Payments

Paytm Subscriptions

Support recurring payments

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Payment Links

Collect payments via links sent over SMS/email/Whatsapp

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Split Settlements

Route payments directly to sellers

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Custom Checkout

Power your own payment UI

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Pre-Auth Capture

Authorize transactions before order or transaction amount gets confirmed

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Auto-Debit

Single click checkout after one-time account linking

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Ready to embark on your payments journey?

Create an account and start accepting payments instantly.

Frequently Asked Questions

What is a payment gateway?

A payment gateway is a tool that enables businesses to accept payments online from anywhere via different channels and devices. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. Furthermore, it authorizes a merchant to conduct a payment transaction through payment sources, like net banking, debit card, credit card, money wallets, and UPI.

How does Paytm payment gateway work?

A payment gateway supports online payment transactions by securing sensitive information like bank and card details provided by the users. Here is how it works:

Once customers place an order on a website or app and clicks ‘Pay Now’, they are redirected to a payment gateway where they enter required details.
Paytm Payment Gateway then securely sends the card details to the acquiring bank. The issuing bank then receives these details for approval.
After performing fraud checks, the issuing bank sends the approval or decline message to the acquiring bank.
The acquiring bank then sends an approval or decline message to the payment gateway.
If the payment is approved, the acquiring bank accumulates the payment amount from the issuing bank and keeps the funds in the business owner’s merchant account.
The funds are then transferred to the bank account of the business owner, thus completing the settlement process.

Why should you choose Paytm payment suite?

Paytm Payment suite comprises a wide range of payment products each of which can support your business in accepting digital payments. These include:

Payment links
Subscriptions
Express payments
Large payment collections

What are the payment gateway charges?

We do not charge any setup or annual maintenance fee to our merchants to use our payment gateway. Please refer to the Paytm Payment Gateway Pricing page for more details.

How to integrate Paytm payment gateway on my website? Which platforms does it support?

The process of integrating Paytm payment gateway is quite easy. You can use developer-friendly APIs for seamless integration and start accepting online payments. Paytm Payment Gateway is usable across desktop, mobile web, and Android/iOS devices.

What Payment instruments are supported by Paytm payment gateway?

Paytm supports the widest range of payment sources, including Credit and Debit Cards (Visa, Mastercard, AMEX, Rupay, Diners), Net Banking from top 50+ banks, UPI, Online Wallets, EMIs (Credit/Debit Cards & Cardless), and Paytm Postpaid.

I sell products to both Indian & international customers. Is Paytm Payment Gateway the right choice for me?

You can accept payments online from Indian as well as international customers using Paytm Payment Gateway. It does not require additional APIs for international payments and real-time currency conversion.

Which type of businesses does Paytm PG support?

Paytm PG is highly valuable for individuals handling small or big businesses, e-commerce shops/apps, local vendors, freelancers, educational institutions, and more.

How is Paytm Payment Gateway different from the Paytm Bank Wallet?

Paytm Payment Gateway helps businesses accept online payments from customers. Thus, it is a service employed by an online business and does not directly account with the end customer. Paytm Bank Wallet is a payment instrument in which customers can deposit money and utilize it on online websites that support the Wallet. Being one of the best payment gateways, Paytm Payment Gateway provides support for various payment sources from UPI to Debit/Credit Cards, Net Banking, Paytm Bank Wallet, Paytm Postpaid, and even EMI.

What is the success rate of Paytm Payment Gateway?

The transaction success rate of a payment gateway refers to the proportion of attempted transactions that ended with a successful payment transfer. The transaction success rate of a payment gateway depends on a number of factors like network integrations, tech infrastructure, nature of business, etc. Thanks to Paytm’s intelligent routing, direct bank integrations, saved cards and UPI IDs, Paytm Payment Gateway is able to ensure industry-high success rates.

Does Paytm Payment Gateway have a transaction limit?

The monthly transaction limit of Paytm Payment Gateway is defined on the basis of various factors like line of business, documents submitted, website or app readiness, etc. We set the limit after carefully evaluating all parameters for each merchant. But Paytm Payment Gateway does support 2,500 transactions per second, which ensures that there are no drop-offs for you even during high-volume times.In comparison, other payment gateways support < 1,000 transactions per second.

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