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1. Is calling Fetch payment options mandatory?+
2. How do I handle pending transactions at my end?-

   There are two ways of doing this. You can either implement transaction status API and periodically call this until you get success/failure status of the transaction. Or, you can implement webhooks where we'll push the terminal status of the transaction to your server.

3. How to handle insufficient wallet balance scenario?+
4. How are cards saved on Paytm during transactions?+
5. I am getting "Merchant is not accepting payment through BALANCE" in fetch payment options API for wallet. What does this mean?+
6. I am getting "invalid paymode" in process transaction API? +
7. I am getting "service isn't exist" for net banking. What do I do?+

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