Best Subscription Payment Gateway in India to Accept Recurring Payments

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Benefits of Paytm Subscriptions

100+ Payment Sources
Flexible Pricing Model
Smart Retry
Payment Links

Accept Payments From Multiple Sources

Your customers can set up recurring payments using 100+ payment sources

All UPIApps
Net Banking

Credit Cards
DebitCards
Bank Accounts

Supports all business models

Smart Retry

In case of payment failures, Paytm keeps retrying the payment until it is successful

Accept Recurring Payments via Subscription Links

No coding, website or app required. Send payment links to customers directly through SMS, WhatsApp or mail with Paytm Subscription Links

Accept Recurring Payments Through UPI Autopay

Create & manage mandates either through API or personalised dashboard
No need for your customers to remember or enter UPI IDs

Automate payments with UPI Autopay on Paytm, compatible with major UPI apps
Modify, pause or revoke mandates anytime

Solution for All Types of Businesses

Beauty & wellness (fitness and hobby memberships)

Telecom (Mobile bills & wired broadband)

Video & Audio Streaming (OTT)

Wealth Management, Insurance & Lending

Rental - Coworking, Coliving spaces

Recurring Memberships

Insurance Premiums

Financial Services

Grocery Purchase

Content Subscription

Publishing

Gaming

Mutual Fund SIPs

Annual/Monthly Memberships

Loan Collections

Bill Payments

View All

Built for Developers

Completely customise your customer’s experience using the Custom Checkout Solution
Best experience for your app users with All-In-One SDK
Fastest Integration with Paytm Standard Checkout
Seamless Checkout experience via QR code for TV Apps

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Frequently Asked Questions

What are subscription payments?

Subscription payments are meant for services/products that are consumed on an ongoing basis and for which payments are to be made (as recurring payments) at fixed intervals without any explicit payment action at the customer’s end.

Merchants with recurring payment business models like OTT platforms, Utility Bill payment providers, Edutech companies, BFSI companies in Lending, Insurance, Investment, Credit Card payments space, and more require their customers to pay them periodically. Paytm Subscriptions helps them provide the most seamless experience to collect recurring payments automatically from their customers.

Will Paytm auto-deduct the recurring payment in every frequency cycle?

No. You will need to trigger the Renew Subscription API with the subscription ID provided at the subscription creation time. After that, the customer gets debited, and we share an acknowledgment with you. This renewal trigger is to be sent by the merchant, and the customer needs no intervention in the renewal process.

Does Paytm send any notifications to the users?

here are multiple points of notifying a user in the Subscription payment journey:-

i. Subscription Registration: Paytm does not send any notification to the user.

ii. Pre-notification before collecting the repeating payment: RBI mandates pre-notification for UPI and Wallet pay modes to be sent by the issuing bank at least 24 hours before the recurring payment deduction. You get the option of a pre-transaction notification, which can be enabled, post which Paytm will request the issuing bank to send a message to the user before the actual debit. Paytm will send these notifications to the user via email/SMS. For variable amount subscriptions, we suggest using the pre-notify API to specify the actual amount of debt. For cards and mandates, you can ignore this step. However, we recommend you to send notifications at least a day before the debit.

iii. Recurring Payment Collection: By default, we do not send these notifications, and we recommend you to send them; however, you can request Paytm to trigger these notifications on your behalf. Please reach out to our 24/7 merchant helpdesk; we will enable the same for your account.

What would be the outcome of not charging a customer for a specific cycle for an existing running subscription?

Paytm's subscription payment gateway offers the flexibility of skipping renewal cycles, in which the validity of the subscription remains intact, and you can continue to charge the customer in their later cycles.

How many active subscription payment contracts can a customer have with one MID at a time?

The count of active subscription payment contracts per customer is a configurable limit. The maximum limit is five subscription payment contracts per customer per merchant.

Is there a maximum or minimum limitation on the grace period days?

There is no limit on the grace period. If you set the grace period as three days, the retries are done thrice in three days if the first collection request's retry is not successful. We recommend keeping this for three days with one retry each day.

How many times should we retry if the first collection request is not successful? Which error codes should we retry?

This number depends on the grace period set for your retries. If you set the grace period as three days, the retries are done thrice in three days if the first collection request's retry is not successful. We recommend keeping this for three days with one retry each day.

What is the difference between Fetch Subscription Status API and Fetch Transaction Status API?

Fetch Subscription Status API provides the status and details of the subscription payment being asked. E.g., Active, Init, Expired.

Fetch transaction Status API returns the requested OrderID such as Pending, Failed, or Success.

For which subscription payment states will we receive an S2S callback?

S2S callback is sent for - ACTIVE, EXPIRED, AUTHORIZED, AUTHORIZATION_FAILED, and REJECT(if the user has canceled the subscription) states.

Can I modify an existing subscription?

You have the option to cancel the existing subscription and create a new subscription with the required features at ease. Customers have the flexibility to cancel their subscription payments from the merchant app or the Paytm app if the customer is logged into the Paytm app during the time of subscription creation.