Payment Link - Create & Share Payment Links for Fast Online Payments

India’s Biggest Brands are Powered by Paytm Payment Links

All Payment Sources at One Place

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All UPI Apps

Rupay Credit Cards

All Cards

Net Banking

Instant Payments Made Possible by Click of a Link

Collect payments fromanywhere in India

No coding required

No website or app needed

100+ paymentinstruments supported

Easy reconciliation using Dashboard

1 ClickRefunds

Collect Payments in 3 Easy Steps

Step 1Create Payment LinkVia Paytm Dashboard
Step 2Share Payment LinkThrough SMS, Email or WhatsApp
Step 3Customer Makes PaymentUsing Preferred Payment Method

Step 1 Create Payment Link Via Paytm Dashboard

Step 2 Share Payment Link Through SMS, Email or WhatsApp

Step 3 Customer Makes Payment Using Preferred Payment Method

Smartest Way to Grow your Business

Give Your Customers an option of Partial Payment

Create and Share Multiple Payment Links at Once

Send Automatic Payment Reminders

A Smart Solution for All Kinds of Industries.

Freelancers, CA, HR Professionals, Lawyers, Artists etc

Get paid instantly via 100+ payment methods & track all payments in one dashboard. Improve your payment cycle with automatic payment reminders

Direct to Customer & Social Media Businesses

Manage payments for your business on WhatsApp, Instagram or Facebook without creation of any website on one dashboard. Payment Link is all that you need !

Education

Create bulk payment links & give parents the flexibility of paying through payment method of their choice

Retail Merchants

Convert your home delivery COD orders to Prepaid & delight your customers with the flexibility of payment methods

E-Commerce Businesses

Reduce RTO on COD Orders & target customers who have abandoned their carts using Payment Links

Wholesalers & Distributors

Collect payments from retailers, vendors etc at the click of a button

IT Services

Send a payment link for advance token amount collection or at the time of project completion & accelerate your payment cycle

Home Cooks/Bakers

Let people across India enjoy the taste of your food. Just close the order on phone/chat, send a Paytm Payment Link to receive the payment & you are done

Travel Business (Adventure Sports etc)

Plan your business better by collecting digital payments from your enquiries and reduce the No-Show

Home Design Businesses

Accelerate the delivery of projects and reduce delays due to payment waiting period. Create payment links in advance with payment reminders & partial Payments.

Online Medicine & Healthtech

Give your patients the convenience of online consultation & home delivery of medicines or collection of blood samples along with the choice of Payment instruments. Delighted customers are just a link away now.

BFSI, NBC & Lending Companies

Reduce missed payments with payment links & automatic payment reminders for Loan/EMI Repayments

Utility Service Businesses

Reduce missed payments from customers by sending them payment links in advance & enable automatic payment reminders

Logistics

Now ensure the delivery in the first attempt even if the receiver isn’t available. Convert COD orders to Paid orders just by sending a payment link.

Partner Payments

Manage collection of commission from your resellers/partners efficiently using a payment link & automatic payment reminders

ERP

Say Bye to reconciliation hassles by creating a payment link directly from your ERP. Focus on your core business & leave the payment & reconciliation hassles to Paytm Payment Links

Ed-Tech

Close your deals instantly. Send payment links to students/parents and offer them the affordability of No cost EMI and 100+ payment sources to choose from.

Paytm Payment Links for Enterprises

Third-Party Verification (for BFSI)

Comply with SEBI guidelines. Enable customers to pay via pre-registered bank accounts only.

Bank Offers

Engage new & existing customers while converting your prospects into loyal customers with Paytm’s Bank Offers Solution.

EMI Subvention

Delight your customers with affordability while paying on your payment links

Programmatic Payment Links

Easily create payment links directly from your ERP or platform via API

View Documentation

See How It Works?

View how easy it is to accept payments without any website ?

No Setup Fees, No Maintenance Charges Grow Your Profits

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Customers Love Paytm But Why?

Instant Activation

T+1 Settlement

Bank-Grade security with fraud prevention technology

Industry best success rates

Instant Activation

T+1 Settlement including Bank Holidays & Weekends

Bank-Grade security with fraud prevention technology

Industry best success rates

We Take Pride in our Client’s Success

Parijat Renwal

Co-Founder & COO, Rising Bowl

Paytm’s Powerful dashboard offers real-time business insights & easy reconciliation. The Tech support team is really proactive & makes the overall process very smooth for merchant partners. Rising Bowl highly recommends Paytm Payments as a payment partner so that you can focus on the key business while they handle all the payments for you.

Abhilash Kumar

Director, Teclive Technology Pvt Ltd.

Paytm’s Payment Links has helped us collect payments from our customers remotely. We just have to create a link and share with our customers and with real-time settlements we receive the payment in our bank accounts instantly!

Amit Grover

VP - Marketing Playship

Onboarding experience for Playship was good and the Paytm integration handled swiftly. What we like the most is that the integration team is supportive and responds quickly to technical queries.

Frequently Asked Questions

What is a Payment Link?

A payment link is a way to request payment from customers paying for goods or services outside of traditional online store purchases. Upon clicking the payment link, your customers can choose to pay from the list of payment sources. If you use Paytm Payment Links, Paytm will notify you once the payment is complete.

Can I create a Paytm Payment link for a specific amount?

Yes, you can send amount-specific payment links to your customers to request payment with Paytm Payment Links. Your customers will not be able to change the amount at the time of payment.

Can my customers decide the amount they want to pay on the Paytm Payment Link?

Yes, you can create generic links using Paytm Payment Links. Your customers can enter any amount they wish to pay at the time of payment.

Can my customers make multiple partial payments on a Paytm Payment link?

Yes, you can enable partial payments on a payment link. All you need to do is define an amount and your users will be able to make multiple payments on a link until they can pay that link fully.

E.g., If you generate a payment link for Rs. 10,000/-, your customer will be able to make a payment for any amount up to Rs. 10,000/-. If the customer makes a payment for Rs. 5,000/- the first time, the second time the customer opens the link, they can pay any amount up to Rs. 5,000/-.

Are international payments supported on Paytm Payment Links?

Yes, you can accept payments from 50+ countries. Contact us to enable international payments on your account and receive payments from your international customers.

Will I receive SMS/Email notification whenever the users make the payment via a Paytm Payment Link?

Yes, you will get an SMS upon receiving the payment from your customer through the pay link. You can also register your email with Paytm if you wish to get email notifications.

Can I receive information from my customers along with receiving payments via Paytm Payment Link?

You can accept information from your users by sending a form along with the payment link. You customers will fill in the form before proceeding to make a payment. You can create a template using the dashboard or by using the create template APIs. Make sure you pass the template ID in your create Link API while creating the payment link.

Can I change the validity of the payment link?

Yes, one year is the maximum validity period for a payment link. If you wish to modify the link expiry, you can set an expiry date suiting your business use case at the time of link creation. One year from the date of the link creation is also the default link validity set if you do not specify an expiry date.

In case you wish to modify the expiry date post creation, you can choose to update the link with a new expiry date or immediately disable the link using the expire link API.

Is there any monthly payment acceptance limit on the Paytm Payment Link?

The acceptance limit on Paytm Payment Links will be the same as your monthly acceptance limit. You can easily upgrade your monthly plan by submitting some business documents via the Paytm Merchant Dashboard.

How can I share the Paytm Payment Link with my Customers?

You can send the payment notification to your customers or request Paytm to send these notifications on your behalf. You can send an SMS or an email notification at the time of pay link creation using the Create Link API. You can also use the Resend Notification API to send customers SMS or email after a link has been created. We use a standard template for sending SMS and emails.

Can I restrict who makes a payment on the Paytm Payment Link?

Yes, you will need to pass the mobile binding flag as correct at the time of payment link creation. Using this, we will ensure that the customer with the same mobile number is making the payment. Payments initiated from a different mobile number will be restricted.

Can my customers make a payment through any UPI app?

Yes, customers who do not use the Paytm App for making a payment can complete the payment requested by a pay link using the web browser. If the customer's wish to make a payment using any UPI App, they can select their preferred App from the browser.

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